What is a Reverse Mortgage? A majority of senior homeowners would like to stay in their own homes throughout their retirement years. However, everything from rising healthcare costs to increasing home maintenance expenses are making that more and more difficult. As a response to the apparent problem, the U.S. government created a financial solution for homeowners 62 and older. The solution is called a reverse mortgage and it may just help you truly enjoy your retirement years. A reverse mortgage enables homeowners 62 or older to convert part of the equity in their homes into tax-free income without having to sell their home, give up title, or take on a new monthly mortgage payment. >>Learn More. Make the Most of Your Retirement How would you like to tap into the equity in your home and generate tax-free income? Guaranteed and insured by the FHA, a Reverse Mortgage can give you the cash you need to live your retirement years to the fullest. Latest News, Obituaries, Recipies and Gardening tips from the Sacramento Bee Why Get a Reverse Mortgage? Use the money to pay off debt, travel, pay for medical expenses or any other way you choose. Never make a mortgage payment again in your life. Continue to live in your home.